Credit risk is part of private lending. For a private credit fund, what matters is how that risk is assessed before capital is committed, how each loan is structured, and how it is managed throughout the life of the loan.
Managing credit risk in private credit Read More »
Every investment begins with a decision.
The question for investors isn’t simply what those decisions are. It’s who is making them and whether the people making them have anything at stake themselves.
Why alignment matters Read More »
When you invest, it’s natural to focus on the return.
But for many investors, there’s another question that matters just as much.
Where your money goes to work Read More »
Private credit can play a valuable role in a diversified portfolio. Like any investment it carries risk, and liquidity risk is one of the most important to understand. It has also become a sharper focus across global private credit markets, which makes a clear-eyed view of it all the more relevant.
Liquidity risk in private credit: the question that’s getting harder to ignore Read More »
Private credit investing involves a range of considerations, including how risks are identified, managed, and overseen. Before making any investment decision, it is important that investors take the time to understand the risks associated with an investment, how those risks may affect returns or access to capital, and the processes used to manage them. Seeking
Understanding risk in private credit Read More »
Merx Managing Director Andrew Dunning recently spoke with BusinessDesk about the private credit market, including investor demand, governance, transparency, and the importance of understanding how funds are structured and managed.
Private credit boom sharpens focus on governance and transparency Read More »
CLIENT SCENARIO Business acquisition Why did this client need our funding: The client’s bank pulled out at the last minute ahead of a business acquisition, leaving a crucial funding gap despite significant equity contribution. Amount: $600,000 (approximately one-third of the purchase price)Industry: Business acquisition and investmentLocation: AucklandLVR: No property security – funded against business cashflow at less than 1x EBITType
Funding solutions when timing matters Read More »
At Merx, we’re continuing to support businesses and property professionals with funding structured around real-world timing and needs. Whether it’s equity tied up in property, a time-sensitive purchase, or a project needing finishing funds, we focus on practical solutions backed by solid assets.
We’re actively lending and ready to move when the right opportunity comes up. Below are three scenarios where we helped clients take the next step.
Good opportunities don’t wait Read More »
Across Australasia Private Credit has been expanding fast, offering higher yields and stepping into niche lending situations vacated by banks. Average private-debt yields in New Zealand and Australia tend to hover around 9% pa — well above many traditional fixed-income benchmarks.* Regulators, as you’d expect, are watching closely. Both ASIC and the Reserve Bank of
Private Credit in Australasia: Opportunity and Oversight Read More »
At Merx, we don’t lend just because we can — we back the deals that make sense. If the numbers stack up and the structure works, we move fast and follow through. Simple as that. And when something doesn’t add up, we’ll say so. No runaround, no guesswork — just clear answers and straight-talking funding.
Funding that makes sense Read More »
